) Community development loan or Neighborhood progress investment decision detail, which include the specific variety of funding and kind of entity supported (

(E) The bank fails to offer facts asked for because of the Board that may be necessary for the Board to create an informed final decision.

The Board evaluates a restricted objective lender's Neighborhood improvement financing effectiveness in Each and every State or multistate MSA, as relevant pursuant to §§ 228.

In Every relevant Retail Lending Examination Spot, the Board evaluates originated and procured loans in each of the following product strains that is a major product line, as explained in paragraph (d)(two) of this portion:

The Board opinions the affect and responsiveness of the bank's Local community development loans and Group development investments that benefit or serve a facility-based mostly assessment region, as supplied in § 228.15.

The Board may well modify a small bank rating from “Satisfactory” to “Superb” on the establishment amount exactly where the financial institution requests and receives further thing to consider for the following activities, with no regard to if the action is in one or more from the lender's facility-based evaluation areas, as applicable:

Prior to distributing a draft intend to the Board for approval pursuant to paragraph (h) of this part, a bank will have to:

) Benefits or serves one or more geographic places with very low levels of community growth financing;

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(5) If the Retail Lending Test encouraged conclusion does not precisely replicate the lender's performance inside a Retail Lending Examination Region by which one or more of your financial institution's significant products lines is made up of less than 30 loans;

To get a designation for a confined function bank, a financial institution should file a composed request While using the Board not less than ninety days ahead of the proposed productive date with the designation.

A large bank have to obtain and report to the Board per year by April 1 an index of Each and every retail lending assessment region showing the States, MSAs, and counties during the retail lending evaluation place to the prior calendar yr.

For auto loans, the Board compares a lender's geographic and borrower distributions on the relevant Neighborhood benchmarks, as presented in paragraph (f) of this segment and area VI of appendix A to this aspect.

스마트폰으로 네이버를 이용하는 것은 이제 일상이 되었습니다. 모바일 웹 브라우저를 통해 네이버를 이용하거나, 네이버 앱을 설치하여 더욱 편리하게 네이버 서비스를 228 loan 이용할 수 있습니다.